Service Charges applicable w.e.f 01.01.2024

1 Cheque Book Charges SB: Rs. 4.00 + GST per cheque leaf
  Others: Rs. 5.00 + GST per cheque leaf  
 
2 Issue of Savings A/c Passbook: Original  Free
 
3 Current A/c Statement Free (Once Every Month)
 
4 Issue of Passbook/ Statement in Latest bal. statement- Rs. 150.00 + GST
  Duplicate Full Passbook- Rs. 100.00 + GST per ledger Folio
  (Max Rs 500.00 + GST)
 
5 Stop Payment Instructions SB: Rs. 150.00 + GST per instrument
  Others: Rs. 300.00 + GST per instrument
  SB: Rs. 500.00 + GST for range of instruments
  Others: Rs. 1000.00 + GST range of instruments  
 
6 Cheque Bouncing Charges SB: Rs. 250.00 + GST
  Others: Rs. 500.00 + GST
 
7 Deposited Cheque/ ACH Return Charges SB: Rs. 200.00 + GST
  Others: Rs. 500.00 + GST
 
8 S.I. Bounce/ Return Charges Rs. 750.00 + GST
 
9 Account Closure before 12 months SB: Rs. 250.00 + GST  
  Others: Rs. 500.00 + GST
 
10 Signature Verification SB: Rs. 250.00 + GST  
  Others: Rs. 500.00 + GST
 
11 Issue of Pay Order/ BC Charges Upto Rs. 5000.00 Rs. 25.00 + GST  
    From Rs. 5001.00 to Rs. 10000.00 Rs. 50.00 + GST  
    From Rs. 10001.00 & Above Rs. 55.00 + Rs. 5.00 GST per Rs 1000.00
 
12 Revalidation/ Cancellation of Pay Order/ BC Rs. 500.00 + GST
 
13 Issue of Duplicate of Pay Order/ BC Rs. 500.00 + GST  
 
14 Interest Certificate Loan A/c: Rs. 500.00 + GST
  Others: NIL
 
15 No Dues Certificate Rs. 250.00 + GST
 
16 Operations through POA Mandate SB: Rs. 250.00 + GST
  Others: Rs. 500.00 + GST
 
17 Postal Charges SB: Rs. 100.00 + GST
  Others: Rs. 150.00 + GST
 
18 Min Balance Non Maintenance Charges SB: Rs. 250.00 + GST p.m.
  Others: Rs. 500.00 + GST p.m.
 
19 Non - Deposition / Late deposition of Installment in Recurring Deposit A/c Rs. 10.00 + GST p.m.  
 
20 Charges for excess debit entries in SB A/c Rs. 5.00 + GST per entry (for entries beyond 30 per half year)  
 
21 Service Charges for Basic Savings  (i) No Cheque Book to be issued  
  Bank Deposit (BSBD / No Frill Accounts) (ii) 4 withdrawals in a month (Max. withdrawal Rs. 10000.00)  
    (iii) Balance Should not exceed Rs. 50000.00  
    (iv) Total Credits in account in one year should not exceed Rs. 100000.00  
 
 
22 Cash Handling Charges Upto Rs. 10 Pkts per day Nil
  above Rs. 10 Pkts per day Rs. 70.00 per 10 Pkts & theron propertionatly
     
    Savings Account Holders who maintain minimum Credit Balance of Rs. 10.00 lacs & above  
    Nil Charges  
 
23 Safe Deposit Locker Charges Rs. 1500.00 + GST p.a.
 
24 Late Renewal of Lockers/ Payment of charges Rs. 100.00 + GST p.m.
 
25 Break-open of Locker Rs. 2500.00 + GST + Actual Expenditure Incurred for breaking open the locker and changing the Lock key charged by the Locker manufacturer  
 
26 Bank Guarantee Charges Fresh Issue  1.50% + GST p.a.  
                              Renewal  1.50% + GST p.a.  
 
27 Loan Processing Charges- Secured  1.00% + GST  
                                                 Unsecured  3.00% + GST  
 
28 OD/ CC Limit Processing Charges- Fresh  1.00% + GST p.a.  
                                                           Renewal  1.00% + GST p.a.  
 
 
29 NEFT Charges Upto Rs. 10000.00 Rs. 2.00 + GST  
    From Rs. 10000.00 to Rs. 1.00 lac Rs. 5.00 + GST  
    From Rs. 1.00 lac to Rs. 2.00 lacs Rs. 15.00 + GST  
    Above Rs. 2.00 lacs Rs. 25.00 + GST
 
30 RTGS Charges Rs.2.00 lacs to 5.00 lacs Rs. 25.00 + GST  
    Above Rs. 5.00 lacs Rs. 50.00 + GST
 
31 IMPS Charges Upto Rs. 10000.00 Rs. 2.50 + GST  
    From Rs. 10000.00 to Rs. 1.00 lac Rs. 5.00 + GST  
    From Rs. 1.00 lac to Rs. 2.00 lacs Rs. 15.00 + GST
 
32 Issue of Rupay Card SB: Rs. 300.00 + GST
  Others: Rs. 500.00 + GST
 
33 Annual Rupay Card Charges SB: Rs. 250.00 + GST p.a.
  Others: Rs. 450.00 + GST p.a.
 
34 ATM Charges Free Transactions (Both Financial & Non Financial) 5 (Metro cities)/ 3 (Non- Metro cities)
   
    Charges For Transactions Beyond Free Limit Rs. 21.00 + GST (Financial)  
    Rs. 10.00 + GST (Non-Financial)  
    Charges for Transaction Decline Due To Insufficient Balance Rs. 21.00 + GST
 
35 SMS Charges Rs. 0.45 + GST per SMS  
 
36 OR Code Standings Charges Rs. 100.00 + GST(One Time)
  Rs. 50.00 + GST(Montly)
 
37 Sound Box Charges Rs. 350.00 + GST(One Time)
  Rs. 150.00 + GST(Montly)