Interest Rates applicable w.e.f 01.01.2024
| DEPOSITS |
|
| |
PERIOD |
RATE OF INTEREST |
| |
31 Days to 45 Days |
3.50% |
| |
46 Days to 179 Days |
4.75% |
| |
180 Days to 210 Days |
5.75% |
| |
211 Days to < 1 Year |
6.00% |
| |
1 Year to < 2 Years |
6.80% |
| |
2 Years to < 3 Years |
7.00% |
| |
3 Years to < 5 Years |
6.75% |
| |
5 Years to 10 Years |
6.50% |
| |
| |
*Pre-mature Withdrawal Penalty: 1.00% less than ROI applicable for the period FD/ RD has run
| |
|
| |
**Senior Citizens Scheme: 0.50% extra on applicable ROI for the FD of 1 year and above |
|
| |
| |
Interest Rates on Savings Bank Deposits |
2.70% |
| |
|
|
| LOANS |
Personal Loan |
18.00% |
| |
Consumer Loan |
12.00% |
| |
Car/Two Wheeler Loan |
*8.95% |
| |
Commercial Vehicle Loan |
10.00% |
| |
Housing Loan |
**8.95% |
| |
Mortgage Loan |
10.00% |
| |
Professional & Self employed |
11.00% |
| |
Cash Credit |
11.00% |
| |
Education Loan |
10.00% |
| |
Loan against NSC/IVP/KVP/LIC |
12.00% |
| |
Loan against FD/ RD |
2% above FD Rate |
| |
|
|
| |
* 0.05% Rebate in Interest Rate for loan of Green Car/Two Wheeler |
|
| |
** 0.05% Rebate in Interest Rate for Woman Borrower |
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